Real estate appraisal services for homeowners in the city of Belgrade and Gallatin County

The top reasons MT homeowners order from Elevation Appraisal:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
To cut your mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in MT by determining the true market value of property in question

Do you own a home in or near Belgrade? Do you need help deciding the value of your real estate?
Contact Elevation Appraisal.

At Elevation Appraisal, we understand the particular needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a regular person not in the real estate industry that probably doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Elevation Appraisal, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We're experts in helping homeowners just like you dismiss unwanted and unneeded PMI insurance.

Challenging Gallatin county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes close to yours. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from Elevation Appraisal is your perfect weapon.

Recently got a freeze your HELOC?

If your home is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. An appraisal from Elevation Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Elevation Appraisal can help you with that. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.